What the homepage calculator estimates
The homepage calculator starts by estimating prompt or input tokens from the text you paste. It then infers a likely output size and adds scenario overhead for things like chat history, coding tasks, retrieval-heavy prompts, or agent workflows.
That final token scenario is used to compare estimated API model costs with published input and output token pricing. The same scenario also powers separate views for subscription impact and coding-agent impact so each billing model stays easier to reason about.